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Home › Personal Banking › Checking Accounts

Compare Checking Accounts

  • For current First County Bank Customers, save time by logging into Online Banking and select Open an Account tab to open a new account.
  • If you are NEW to First County Bank, you may apply online for a new checking account listed below:

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YOUR BENEFITSValueAccess
Checking
with BaZing
InterestAccess
Checking
FirstAccess
Checking
High Yield Checking (with qualifiers)
Online Account Opening Apply Now Apply Now Apply NowApply Now 
Description Value account offering
savings, discounts and
benefits with BaZing.
Includes online and
mobile BaZing app
For those who maintain
higher balances and want
to earn interest
Choice for a simple
checking account
For active checking account users looking to earn higher interest.
Online Banking, Bill Pay & E-Statement
Mobile Banking
Surcharge Free Allpoint ATM Access 1
No Monthly ATM Debit Card Fee
 
BaZing Fuel2
Earn 10C/gal up to 20 gallons each month with 15 debit card swipes
   

Roadside Assistance2
Available 24/7, free to use and up to $80 in covered service charges

   

Health Savings Card2
Save money on prescriptions, vision and hearing services

   
Cell Phone Protection2
Up to $400 per claim ($800/year) if your cell phone is broken or stolen
   
Identity Theft Protection2
$2500 in personal identification and identity theft aid
   
Travel Protection2
$10,000 Travel Accidental Dealth Coverage
   
Shopping, Dining and Travel Savings2
Local discounts and national retailer deals to save you money
   
Earns Interest  
Monthly Maintenance Service Charge$7.00$15.00$12.00$12.00
Important Information About How to Avoid the Maintenance Service Charge OR Earn Higher InterestA Monthly Maintenance Service Charge will always apply.Variable rate account.  Monthly Maintenance Service Charge does not apply if a customer maintains $1,000 daily collected available balance or $50,000 in combined loan and deposit balances.3
Monthly Maintenance Service Charge does not apply if a customer maintains a $500 daily collected available balance.

If the daily collected available balance falls below $500 at any time during the statement, a $12.00 charge will apply.

Monthly Maintenance Service Charge does not apply if a customer maintains a $500 daily collected available balance.

If the daily collected available balance falls below $500 at any time during the statement, a $12.00 charge will apply

Variable rate account. See Disclosures for Qualifier Information.4

Refer to the Consumer Deposit Account Schedule of Charges, the Business Deposit Account Schedule of Charges, and all applicable account disclosures and agreements for additional charges, fees and/or limitations that may apply.

1 First County Bank is a member of the Allpoint network, giving you access to more than 43,000 ATMs in the continental U.S. and certain areas internationally. There are no transaction fees or surcharges when you use Allpoint member ATMs (within the continental U.S.) to access your First County Bank account.

2 Insurance products are not FDIC insured; not insured by any government agency, not a deposit or other obligation of First County Bank, not guaranteed by First County Bank, and are subject to investment risk, including the possible loss of the principal.

3 A “Monthly Maintenance Service Charge” of $15.00 will apply if: (1) at any time during the “InterestAccess” checking account statement cycle, the end of day collected available balance falls below $1,000.00; or (2) if at any time during the “InterestAccess” checking account statement cycle period, your combined deposit and loan balances (held with First County Bank) fall below $50,000.00. Deposit account balances are assessed based on the daily collected available balance. Loans balances are assessed based on the principal loan amount (excluding credit cards).

4 Annual Percentage Yield (APY) is subject to change. Minimum balance to open the account is $50.00 (all tiers). High Yield Checking Account Qualifiers are: at least twelve (12) qualifying debit card Point of Sale (POS) purchase transactions that post and settle within the statement cycle; AND at least one (1) direct deposit transaction posts and settles within the statement cycle to this account; AND be enrolled in and agree to receive electronic periodic account statements (eStatements) for the statement cycle and discontinue receipt of our paper periodic account statements for this account. Fees could reduce earnings. See Checking Account Disclosure for further details. Interest is paid at the listed rate on the daily collected balances on deposit in each tier, creating a blended interest rate for the entire balance.

Related Pages

Checking Accounts

Personal checking accounts with debit card, online banking, bill payment and mobile banking.

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Switch Kit

We make it easy to switch your personal checking accounts.

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ATM Access

Access your First County Bank accounts at ATMs across the country.

Read More ›

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